The challenge of taking on new purchases and responsibilities almost always involves taking on new expenses. You've made some changes in life and have just received your first bill. Where to go from here?

Establish a place to manage your money

If you haven't already, easily open a PFCU Savings and Checking account here. Or, you can visit any of our branches to open an account. By establishing an account, it allows you the ability to manage your money with the security of knowing your monies will be safe, earning you interest and is insured by the NCUA. 

Take note of the due date

Due dates are important to track as they must be met and dictate a large portion of how you must manage your money throughout your monthly budget. For example, if a larger portion of your bills are due at the beginning of the month, you have to prepare for this larger expenditure to start the month by saving for it with the income you receive in other parts of the month.

Get set up online

Sign up for Online Banking. Use Mobile Banking to check balances, transfer funds, make payments, and even deposit your check! We give you access to your accounts anytime, anywhere, as long as you have internet access.

Pay bills with ease

Sign up for Bill Pay through Online Banking with your new account.  This will allow you the option of paying your bills right from your Mobile App or desktop. You can setup recurring payments here or use it for one-time payments. This payment method is secure, quick, and easier than writing a check. Some creditors and systems allow payments by debit cards while others want a payment from your account number and routing number or check, which Bill Pay is great for.

Conveniently access your funds

Sign up for a Debit card, which allows you the freedom to pay for purchases straight from your checking account. Pay directly from you phone with your Mobile Wallet. 

Check out some additional resources:

Learn How to Budget Ready to Buy a Car?