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Branches & ATMs

You can always access your account 24/7 at pfcu4me.com or by using the PFCU Mobile App, where you can make mobile check deposits, money transfers and loan payments. 

Select a branch location for hours and details.

Bing Maps is a third-party site which is not owned or controlled by PFCU, and may not be entirely accessible for screen reader or keyboard-only users. For assistance regarding locations, hours, or directions please contact us at (844) 517-3611.

Portland (Main Office)

9077 Charlotte Hwy.

Ionia Office

4035 S. State Rd (M-66 & David Hwy)

Westphalia Office

102 West Main Street

Lake Odessa Office

2025 Lapo Road

Lansing Office

644 Migaldi Lane, Suite 100

Lowell Office

11635 Fulton St. SE Suite 700

Caledonia Office

6451 Cherry Meadow Dr. SE

Flint, Van Slyke Office

G-3311 Van Slyke Rd.

Swartz Creek Office

9189 Miller Rd.

Owosso Office

1465 N. M-52

Durand Office

311 N. Saginaw St.

Perry Office

150 S. Main Street

Lake Odessa ATM

Express Mart, 1401 Jordan Lake Street

Fabiano's Grocery Westside ATM

Fabiano's Grocery, 751 W. Grand River Ave.

ATM - E. Grand River Ave

Party Store, 607 E. Grand River

Portland (Main Office)
9077 Charlotte Hwy.
Portland, MI 48875-8417
Phone: (844) 517-3611
Fax: (517) 647-4145

Portland Lobby Hours

  • Monday - Thursday 9:00 a.m. - 5:00 p.m.
  • Friday 9:00 a.m. - 5:30 p.m.
  • Saturday 9:00 a.m. - 12:00 p.m.

Drive-Thru ITM (Interactive Teller Machine)

  • Monday - Thursday: 8:00 a.m. - 6:00 p.m.
  • Friday: 8:00 a.m. - 7:00 p.m.
  • Saturday 8:00 a.m. - 1:00 p.m.

Contact Center Hours of Availability

  • Monday - Friday 8:00 a.m. - 6:00 p.m.
  • Saturday 8:00 a.m. - 1:00 p.m.

PFCU in Portland, MI offers a range of personal, business banking and loan solutions. Stop by the Portland office or any of our Michigan locations, call us at (844) 517-3611 or use our Live Chat at the bottom of the page to learn more.

  • ATM: 24 Hour access using any ITM.
  • Night Depository: Drive thru lane nearest the building.

Ionia Office
4035 S. State Rd (M-66 & David Hwy)
Ionia, MI 48846-9472
Phone: (844) 517-3611
Fax: (517) 647-5226

Ionia Lobby Hours

  • Monday - Thursday 9:00 a.m. - 5:00 p.m.
  • Friday 9:00 a.m. - 5:30 p.m.
  • Saturday 9:00 a.m. - 12:00 p.m.

Drive-Thru ITM (Interactive Teller Machine)

  • Monday - Thursday: 8:00 a.m. - 6:00 p.m.
  • Friday: 8:00 a.m. - 7:00 p.m.
  • Saturday 8:00 a.m. - 1:00 p.m.

Contact Center Hours of Availability

  • Monday - Friday 8:00 a.m. - 6:00 p.m.
  • Saturday 8:00 a.m. - 1:00 p.m.

PFCU in Ionia, MI offers a range of personal, business banking and loan solutions. Stop by the Ionia office or any of our Michigan locations, call us at (844) 517-3611 or use our Live Chat at the bottom of the page to learn more.

  • ATMs: 24 Hour access using any ITM.
  • Night Depository: Located at the Drive-In.

Westphalia Office
102 West Main Street
PO Box 246
Westphalia, MI 48894-0246
Phone: (844) 517-3611
Fax: (517) 647-5228

Westphalia Lobby Hours

  • Monday - Thursday 9:00 a.m. - 5:00 p.m. 
  • Friday 9:00 a.m. - 5:30 p.m. 
  • Saturday Closed

 ITM (Interactive Teller Machine)

  • Monday - Thursday: 8:00 a.m. - 6:00 p.m.
  • Friday: 8:00 a.m. - 7:00 p.m.
  • Saturday 8:00 a.m. - 1:00 p.m.

Contact Center Hours of Availability

  • Monday - Friday 8:00 a.m. - 6:00 p.m.
  • Saturday 8:00 a.m. - 1:00 p.m.

PFCU in Westphalia, MI offers a range of personal, business banking and loan solutions. Stop by the Westphalia office or any of our Michigan locations, call us at (844) 517-3611 or use our Live Chat at the bottom of the page to learn more.

  • ATM: 24 Hour access located at front of building.
  • Night Depository: Located on ATM. 

Lake Odessa Office
2025 Lapo Road
PO Box 595
Lake Odessa, MI 48849-0595
Phone: (844) 517-3611
Fax: (517) 647-5229

Lake Odessa Lobby Hours

  • Monday - Thursday 9:00 a.m. - 5:00 p.m.
  • Friday 9:00 a.m. - 5:30 p.m.
  • Saturday 9:00 a.m. - 12:00 p.m.

Drive-Thru ITM Hours

  • Monday - Thursday: 8:00 a.m. - 6:00 p.m.
  • Friday: 8:00 a.m. - 7:00 p.m.
  • Saturday 8:00 a.m. - 1:00 p.m.

Contact Center Hours of Availability

  • Monday - Friday 8:00 a.m. - 6:00 p.m.
  • Saturday 8:00 a.m. - 1:00 p.m.

PFCU in Lake Odessa, MI offers a range of personal, business banking and loan solutions. Stop by the Lake Odessa office or any of our Michigan locations, call us at (844) 517-3611 or use our Live Chat at the bottom of the page to learn more.

  • ATM: 24 Hour access.
  • Night Depository: Located on ATM in first drive-in lane.

Lansing Office
644 Migaldi Lane, Suite 100
(W. Saginaw Hwy. in front of Menards at I-96)
Lansing, MI 48917-7750
Phone: (844) 517-3611
Fax: (517) 647-5230

Lansing Lobby Hours

  • Monday - Thursday 9:00 a.m. - 5:00 p.m.
  • Friday 9:00 a.m. - 5:30 p.m.
  • Saturday 9:00 a.m. - 12:00 p.m.

Drive-Thru ITM Hours

  • Monday - Thursday: 8:00 a.m. - 6:00 p.m.
  • Friday: 8:00 a.m. - 7:00 p.m.
  • Saturday 8:00 a.m. - 1:00 p.m.

Contact Center Hours of Availability

  • Monday - Friday 8:00 a.m. - 6:00 p.m.
  • Saturday 8:00 a.m. - 1:00 p.m.

PFCU in Lansing, MI offers a range of personal, business banking and loan solutions. Stop by the Lansing office or any of our Michigan locations, call us at (844) 517-3611 or use our Live Chat at the bottom of the page to learn more.

  • ATM: 24 Hour access located at first lane of Drive-In.
  • Night Depository: Located on ATM.

Lowell Office
11635 Fulton St. SE Suite 700
Lowell, MI 49331-8421
Phone: (844) 517-3611
Fax: 517-647-5233

Lowell Lobby Hours

  • Monday - Thursday 9:00 a.m. - 5:00 p.m.
  • Friday 9:00 a.m. - 5:30 p.m.
  • Saturday Closed

Drive-Thru ITM Hours

  • Monday - Thursday: 8:00 a.m. - 6:00 p.m.
  • Friday: 8:00 a.m. - 7:00 p.m.
  • Saturday 8:00 a.m. - 1:00 p.m.

Contact Center Hours of Availability

  • Monday - Friday 8:00 a.m. - 6:00 p.m.
  • Saturday 8:00 a.m. - 1:00 p.m.

PFCU in Lowell, MI offers a range of personal, business banking and loan solutions. Stop by the Lowell office or any of our Michigan locations, call us at (844) 517-3611 or use our Live Chat at the bottom of the page to learn more.

  • Night Depository: Located in drive thru.

Caledonia Office
6451 Cherry Meadow Dr. SE
Caledonia, MI 49316-7312
Phone: (844) 517-3611
Fax: 517-647-5231

Caledonia Lobby Hours

  • Monday - Thursday 9:00 a.m. - 5:00 p.m.
  • Friday 9:00 a.m. - 5:30 p.m.
  • Saturday 9:00 a.m. - 12:00 p.m.

Drive-Thru ITM Hours

  • Monday - Thursday: 8:00 a.m. - 6:00 p.m.
  • Friday: 8:00 a.m. - 7:00 p.m.
  • Saturday 8:00 a.m. - 1:00 p.m.

Contact Center Hours of Availability

  • Monday - Friday 8:00 a.m. - 6:00 p.m.
  • Saturday 8:00 a.m. - 1:00 p.m.

PFCU in Caledonia, MI offers a range of personal, business banking and loan solutions. Stop by the Caledonia office or any of our Michigan locations, call us at (844) 517-3611 or use our Live Chat at the bottom of the page to learn more.

  • ATM: 24 hour access using an ITM.
  • Night Depository: Located at the Drive-Thru in the back, on the left side of the building.

Flint, Van Slyke Office
G-3311 Van Slyke Rd.
Flint, MI 48507
Phone: (844) 517-3611
Fax: 517-316-3805

Flint, Van Slyke Lobby Hours

  • Monday – Thursday 9:00 a.m. - 5:00 p.m.
  • Friday 9:00 a.m. - 5:30 p.m.
  • Saturday: Closed

ITM (Interactive Teller Machine)

  • Monday - Thursday: 8:00 a.m. - 6:00 p.m.
  • Friday: 8:00 a.m. - 7:00 p.m.
  • Saturday 8:00 a.m. - 1:00 p.m.

Contact Center Hours of Availability

  • Monday - Friday 8:00 a.m. - 6:00 p.m.
  • Saturday 8:00 a.m. - 1:00 p.m.

PFCU in Flint, MI offers a range of personal, business banking and loan solutions. Stop by the Van Slyke office or any of our Michigan locations, call us at (844) 517-3611 or use our Live Chat at the bottom of the page to learn more.

  • ATM: 24 hour access.
  • Night Depository: Near front entrance doors.

Swartz Creek Office
9189 Miller Rd.
Swartz Creek, MI 48473
Phone: (844) 517-3611
Fax: 517-316-3804

Shared Space: We have a portion of our building available for lease.

Learn More

Swartz Creek Lobby Hours

  • Monday – Thursday 9:00 a.m. - 5:00 p.m.
  • Friday 9:00 a.m. - 5:30 p.m.
  • Saturday: Closed

ITM (Interactive Teller Machine)

  • Monday - Thursday: 8:00 a.m. - 6:00 p.m.
  • Friday: 8:00 a.m. - 7:00 p.m.
  • Saturday 8:00 a.m. - 1:00 p.m.

Contact Center Hours of Availability

  • Monday - Friday 8:00 a.m. - 6:00 p.m.
  • Saturday 8:00 a.m. - 1:00 p.m.

PFCU in Swartz Creek, MI offers a range of personal, business banking and loan solutions. Stop by the Swartz Creek office or any of our Michigan locations, call us at (844) 517-3611 or use our Live Chat at the bottom of the page to learn more.

  • ATM: 24 hour access
  • Night Depository: Drive thru lane nearest the building.

Owosso Office
1465 N. M-52
Owosso, MI 48867
Phone: (844) 517-3611
Fax: 517-316-3803

Owosso Lobby Hours

  • Monday – Thursday 9:00 a.m. - 5:00 p.m.
  • Friday 9:00 a.m. - 5:30 p.m.
  • Saturday 9:00 a.m. - 12:00 p.m.

ITM (Interactive Teller Machine)

  • Monday - Thursday: 8:00 a.m. - 6:00 p.m.
  • Friday: 8:00 a.m. - 7:00 p.m.
  • Saturday 8:00 a.m. - 1:00 p.m.

Contact Center Hours of Availability

  • Monday - Friday 8:00 a.m. - 6:00 p.m.
  • Saturday 8:00 a.m. - 1:00 p.m.

PFCU in Owosso , MI offers a range of personal, business banking and loan solutions. Stop by the Owosso office or any of our Michigan locations, call us at (844) 517-3611 or use our Live Chat at the bottom of the page to learn more.

  • ATM: 24 hour access.
  • Night Depository: Drive thru lane nearest the building.

Flint, Genesee Valley Office
3378 Lennon Rd.
Flint, MI 48507
Phone: (844) 517-3611
Fax: 517-316-3802

Flint, Genesee Valley Lobby Hours

  • Monday – Thursday 9:00 a.m. - 5:00 p.m.
  • Friday 9:00 a.m. - 5:30 p.m.
  • Saturday 9:00 a.m. - 12:00 p.m.

ITM (Interactive Teller Machine)

  • Monday - Thursday: 8:00 a.m. - 6:00 p.m.
  • Friday: 8:00 a.m. - 7:00 p.m.
  • Saturday 8:00 a.m. - 1:00 p.m.

Contact Center Hours of Availability

  • Monday - Friday 8:00 a.m. - 6:00 p.m.
  • Saturday 8:00 a.m. - 1:00 p.m.

PFCU in Flint, MI offers a range of personal, business banking and loan solutions. Stop by the Genesee Valley office or any of our Michigan locations, call us at (844) 517-3611 or use our Live Chat at the bottom of the page to learn more.

  • ATM: 24 hour access.
  • Night Depository: Drive thru lane nearest the building.

Durand Office
311 N. Saginaw St.
Durand, MI 48429
Phone: (844) 517-3611
Fax: 517-316-3800

Durand Lobby Hours

  • Monday - Thursday 9:00 a.m. - 5:00 p.m.
  • Friday 9:00 a.m. - 5:30 p.m.
  • Saturday 9:00 a.m. - 12:00 p.m.

ITM (Interactive Teller Machine)

  • Monday - Thursday: 8:00 a.m. - 6:00 p.m.
  • Friday: 8:00 a.m. - 7:00 p.m.
  • Saturday 8:00 a.m. - 1:00 p.m.

Contact Center Hours of Availability

  • Monday - Friday 8:00 a.m. - 6:00 p.m.
  • Saturday 8:00 a.m. - 1:00 p.m.

PFCU in Durand, MI offers a range of personal, business banking and loan solutions. Stop by the Durand office or any of our Michigan locations, call us at (844) 517-3611 or use our Live Chat at the bottom of the page to learn more.

  • ATM: 24 hour access.
  • Night Depository: Drive thru lane nearest the building.

Perry Office
150 S. Main Street
Perry, MI 48872-5105
Phone: (844) 517-3611
Fax: 517-316-3801

Perry Lobby Hours

  • Monday - Thursday 9:00 a.m. - 5:00 p.m.
  • Friday 9:00 a.m. - 5:30 p.m.
  • Saturday: Closed

Drive-Thru ITM (Interactive Teller Machine)

  • Monday - Thursday: 8:00 a.m. - 6:00 p.m.
  • Friday: 8:00 a.m. - 7:00 p.m.
  • Saturday 8:00 a.m. - 1:00 p.m.

 

Contact Center Hours of Availability

  • Monday - Friday 8:00 a.m. - 6:00 p.m.
  • Saturday 8:00 a.m. - 1:00 p.m.

PFCU in Perry, MI offers a range of personal, business banking and loan solutions. Stop by the Perry office or any of our Michigan locations, call us at (844) 517-3611 or use our Live Chat at the bottom of the page to learn more.

  • ATM: 24 Hour access.
  • Night Depository: Located on the right side of building.

Lake Odessa ATM
Express Mart, 1401 Jordan Lake Street
Lake Odessa, MI 48849

ATM ONLY

Fabiano's Grocery Westside ATM
Fabiano's Grocery, 751 W. Grand River Ave.
Portland, MI 48875

ATM ONLY

ATM - E. Grand River Ave
Party Store, 607 E. Grand River
Portland, MI 48875

ATM ONLY

Find an ATM or Shared Branch Location

As a PFCU member, you’re part of the CO-OP Network. As you travel through and beyond Michigan, you can access surcharge-free ATMs at more than 30,000 CO-OP Network locations in the U.S. and Canada. Just look for the CO-OP Network logo and you can bank on no ATM fees.

It’s easy to find the nearest CO-OP Network ATM:

  • Use the locator on the CO-OP website
  • Call 1-888-SITECOOP
  • Text 91989 with your address, intersection or zip code and discover the surcharge-free ATM nearest you, or download the database of CO-OP Network ATMs

Non-PFCU Transactions

PFCU members receive five free transactions per month at ATMs not owned by PFCU. Transaction fees will be assessed to each transaction that occurs beyond your five free transactions. Also, you will be subject to any surcharge fees that non-PFCU and non-CO-OP Network ATMs may charge for using their machines.

If you have any questions, contact us at 844-517-3611 or use our live chat support.

*This is a surcharge-free service. Standard text messaging rates from your mobile phone provider will apply. You will never receive any unsolicited messages by using this service.

Interactive Teller Machines (ITMs) allow for expanded hours so that you will never have to rush to the credit union again! With ITM technology, tellers are able to wait on you via video-chat! When visiting an ITM, you have the ability to deposit, withdrawal, do balance inquiries and more with our tellers in the comfort of your vehicle. A number of PFCU locations have these machines already installed, so be sure to give them a try!

PFCU ITMs Video with Audio Description

All PFCU offices will be closed on the following days (unless otherwise specified):

2026 Closings, Holidays and Training

  • Thursday, January 1 - New Year’s Day 
  • Monday, January 19 - Martin Luther King Jr. Day
  • Monday, February 16 - Presidents’ Day (Staff Training Day)
  • Saturday, May 23 & Monday, May 25 - Memorial Day
  • Friday, June 19 - Juneteenth
  • Saturday, July 4 - Independence Day
  • Saturday, September 5 & Monday, September 7 - Labor Day
  • Monday, October 12 - Columbus Day/US Indigenous People’s Day (Staff Training Day)
  • Wednesday, November 11 - Veterans Day 
  • Thursday, November 26 - Thanksgiving
  • Friday, November 27 - Friday after Thanksgiving: Lobbies closed with Contact Center, ITMs and Lending open from 8am - 3pm.  Also, limited staff for support departments.  
  • Thursday, December 24 - Christmas Eve: All Branches & Locations Close at Noon
  • Friday, December 25 - Christmas Day
  • Thursday, December 31 - New Year’s Eve Day: All Branches & Locations Close at Noon
  • Friday, January 1, 2027 - New Year’s Day

As a reminder - payrolls, ACH transfers and our online Bill Payments do NOT process on Federal Holidays.