Finding the perfect piece of real estate in Michigan is a great achievement for you and your family. PFCU offers many choices to fit your mortgages needs. Our experienced professionals, with over 140 years of combined experience, will guide you through the easy application process.

For a Limited Time:

Buy or Refinance with Lower Closing Costs

Save up to $700^* when you refinance, purchase or build with PFCU

Don't miss out! Apply today!

We offer mortgages for purchases, new construction, refinancing, land and Bridge loans.

• Terms to fit your budget
• 0% down rural development mortgages available

We offer Barndominium Loans! Learn More

 

Apply online!

Refinancing an existing Mortgage Apply Here

Purchase a home or for a pre-approval to purchase a home Apply Here

Bridge and Construction Loans Apply Here

Vacant Land Loans Apply Here

To get started review the list of documents you will need to submit your Mortgage Application.

 Required Documents   

Questions? Use our live chat support or call for a free consultation 844-517-3611

Mortgage Tools & Resources

Visit Readynest, a safe and secure website for homebuyers providing tools for success, including: 

• An overview of the key steps to home buying  
• Interactive Calculators 
• Checklists and planners 
• An easy-to-understand homebuying glossary

Learn More 

Need help understanding your Escrow Account?  Learn More

Homeownership Counseling Organizations:

• U.S. Department of Housing & Urban Development

Mortgage Loan Originators   

_{*Valid on approved first mortgages and refinanced mortgages at PFCU. Closing cost savings structure: loans up to $149,999 save $300; loans $150,000-$399,999 save $400; loans over $400,000 save $700. Valid for applications filed April 1 – May 31, 2025. Promotion subject to change at any time.}