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Vehicle & Toy Loans

Auto Loans

Ready to hit the road? PFCU is your best source in Michigan for new and used car loans. No matter the type of vehicle you want, PFCU provides the financing you need with great rates, flexible terms and fast approvals!

Auto Loan Refinance Special

Applicable to Vehicle Loans not currently financed at PFCU

Rates as low as 4.75% APR*

 

  • Finance 100% of your purchase.
  • Simple interest means you pay interest only on the unpaid balance.
  • Insurances provide peace of mind in the event of death or disability.
  • Apply online or close your PFCU vehicle loan at the dealership with Direct Dealer Financing.
  • No processing or closing fee.

Apply Online Loan Rates

Toy Loans

Boats, RVs, ATVs, Snowmobiles & More

With rates and terms that are easy to handle, whether you're headed to the woods or the water, PFCU is here to help plan your next adventure.

PFCU RV Loans

Rates as low as 5.75% APR**

 

  • We finance motorcycles, RVs, ATVs, motor homes, boats, jet skis, golf carts, snowmobiles, lawn mowers, tractors & more!
  • Get pre-approved online, at your local branch, or secure your financing at a Direct Dealer.
  • Flexible refinancing options to put cash back in your pocket.
  • Save money with no early pay-off penalty.

Shift into gear and apply for a loan from PFCU! If you have any questions, use our Live Chat Support or contact us at 844-517-3611.

*Annual percentage Rate. Payment Example: $20,000 at 4.75% APR for 72 months = $320 per month. Rates subject to change. All loans are subject to approval. This offer is not valid on existing PFCU loans.  Rate may vary based on credit worthiness; term of loan and age of collateral. 

**Annual Percentage Rate. 5.75% APR* on approved loans up to 120 months for A+ credit. Payment example: $20,000 at 5.75% APR* for 120 months = $220 per month. 5.99% APR* on approved loans up to 180 months for A+ credit. Payment example: $40,000 at 5.99% APR* for 180 months = $338 per month. Approval based on creditworthiness. Offer valid on loans opened between January 6, 2025 - January 31, 2025.