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Routing & Transit # 272484056

Rates

Rates Effective: April 8, 2025

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Personal Loans
Type of Loan APR* (as low as)
Vehicle Loans 5.34%**
Vehicle Refinance Special*** 4.75%**
RV Loans 9.59%**
Other Secured/Small Recreational 9.39%**
Unsecured Loans 11.55%**
Share Secured Loans (Variable) 2.5%** above account used
T.L.C. (The Line of Credit) 10.50%**
MasterCard Platinum
Type APR*
Purchases 15.00% - 18.00%**
Cash Advances 18.00% - 18.00%**
Balance Transfers 15.00% - 18.00%**
VISA Business
Type APR*
Purchases 13.90%**
Cash Advances 15.90%**
Balance Transfers 13.90%**
Home Loans
Type of Loan APR* (as low as)
1st Mortgages (Amortized up to 360 months) Call for rates
Home Equity Lines of Credit (Adjustable) 7.000%**
Home Equity Loans (Fixed & ARM) 7.000%**
Business Loans
Loan Amount APR* (as low as)
Under $50,000.00 0.75% higher than consumer loan
Over $50,000.00 Call for rates

* APR = Annual Percentage Rate
**Rates and loan terms are based on creditworthiness

Credit Life and Credit Disability Insurance is available on most loans. If you die or become totally and continuously disabled, Credit Life or Disability will make your loan payments or payoff the loan. Low monthly premiums are added to your loan payments. Check with a loan officer for a quote.

***Annual percentage Rate. Payment Example: $20,000 at 4.75% APR for 72 months = $320 per month. Rates subject to change. All loans are subject to approval. This offer is not valid on existing PFCU loans.  Rate may vary based on credit worthiness; term of loan and age of collateral.