Dollar Duck is one smart bird that kids should know! Children from birth to their 13th birthday can join the Dollar Duck Club and learn about good money habits through a PFCU children’s Savings Account.
Children’s Savings Account
Children with a new PFCU children’s account get an opening gift and receive wonderful benefits from being a member.
- No annual fees or minimum deposit
- Option to add a Minor Certificate, which earns higher, fixed dividends
- Account access via Online Banking and PFCU Mobile App
Minor Certificate Special
$50 Minor Certificate Match***
When you open your certificate at our Caledonia Office!
Minor Certificates
- Minimum deposit of $250
- Deposits of $25 or more can be added to the certificate at any time
- You can set up automatic deposits to minor certificates
- Members under age 18 can purchase certificates with terms of 60-months or until their 18th birthday, whichever occurs first. This means you can choose to take advantage of our 60-month certificate rate until the minor turns 18 years of age
- Minor certificates automatically mature on the minor's 18th birthday
- Open a minor certificate by using live chat support or visit any of our PFCU locations
Enroll your child in the Dollar Duck Club today! You can use our live chat support or contact us with any questions.
PFCU has published our very own book about the importance of youth banking and financial literacy, featuring our favorite youth mascot, Dollar Duck. We have also created free kids coloring pages - right from the book!
Dollar Duck Coloring Pages
Read the book online below!

Please review PFCU’s Youth Privacy Policy
***Open a Minor Certificate during the promotional period of 01/06/24 - 03/31/25 with the minimum required amount of $250.00 and PFCU will add $50 to the certificate. Minors under the age of 18 years may purchase a certificate with a term of 60 months or until their 18th birthday, whichever is less. Deposits of $25 or more can be added to the certificate at any time. Subject to change at any time. Only one per member certificate must be opened in the Caledonia Branch at 6451 Cherry Meadows Dr., Caledonia, MI 49316 in order to receive a promotional $50 match.