Auto Loans
Ready to hit the road? PFCU is your best source in Michigan for new and used car loans. No matter the type of vehicle you want, PFCU provides the financing you need with great rates, flexible terms and fast approvals!
Auto Loan Refinance Special
Applicable to Vehicle Loans not currently financed at PFCU
Rates as low as 4.75% APR*
- Finance 100% of your purchase.
- Simple interest means you pay interest only on the unpaid balance.
- Insurances provide peace of mind in the event of death or disability.
- Apply online and close your PFCU vehicle loan at the dealership with Direct Dealer Financing.
- No processing or closing fee.
Apply Online Loan Rates
Toy Loans
Boats, RVs, ATVs, Snowmobiles & More
With rates and terms that are easy to handle, whether you're headed to the woods or the water, PFCU is here to help plan your next adventure.
- We finance motorcycles, RVs, ATVs, motor homes, boats, jet skis, golf carts, snowmobiles, lawn mowers, tractors & more!
- Get pre-approved online, at your local branch, or secure your financing at a Direct Dealer.
- Flexible refinancing options to put cash back in your pocket.
- Save money with no early pay-off penalty.
Shift into gear and apply for a loan from PFCU! If you have any questions, use our Live Chat Support or contact us at 844-517-3611.
Find a Dealership
Save time when you're shopping by going straight to one of our dealership partners. Your loan will be serviced and accessible through PFCU Credit Union, but you can start and finish the application process at the dealership.
Find a Preferred Dealership
To apply for a loan you can complete your application online when it's convenient for you, stop by any of our branches, or visit any of our preferred dealerships and complete financing from start to finish through PFCU.
A pre-approved loan is a conditional loan with estimated terms, including interest rate, amount of money you can borrow, and term of the loan. Being aware of your pre-approved terms provides comfort in knowing your interest rate and what you can afford while shopping.
No, you can get pre-approved and shop around now or at a later date.
Yes, we will need to coordniate with the seller on any pay-off or title transfer.
Yes! We will want to make sure the title is available for the purchase.
*Annual percentage Rate. Payment Example: $20,000 at 4.75% APR for 72 months = $320 per month. Rates subject to change. All loans are subject to approval. This offer is not valid on existing PFCU loans. Rate may vary based on credit worthiness; term of loan and age of collateral.