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Routing & Transit # 272484056

Rates

Rates Effective: January 14, 2025

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Personal Loans
Type of Loan APR* (as low as)
Vehicle Loans 5.34%**
Vehicle Refinance Special*** 4.75%**
RV Loans 5.75%**
Other Secured/Small Recreational 9.39%**
Unsecured Loans 11.55%**
Share Secured Loans (Variable) 2.5%** above account used
T.L.C. (The Line of Credit) 10.50%**
MasterCard Platinum
Type APR*
Purchases 15.00% - 18.00%**
Cash Advances 18.00% - 18.00%**
Balance Transfers 15.00% - 18.00%**
VISA Business
Type APR*
Purchases 13.90%**
Cash Advances 15.90%**
Balance Transfers 13.90%**
Home Loans
Type of Loan APR* (as low as)
1st Mortgages (Amortized up to 360 months) Call for rates
Home Equity Lines of Credit (Adjustable) 7.000%**
Home Equity Loans (Fixed & ARM) 7.500%**
Business Loans
Loan Amount APR* (as low as)
Under $50,000.00 0.75% higher than consumer loan
Over $50,000.00 Call for rates

* APR = Annual Percentage Rate
**Rates and loan terms are based on creditworthiness

***Annual percentage Rate. Payment Example: $20,000 at 4.75% APR for 72 months = $320 per month. Rates subject to change. All loans are subject to approval. This offer is not valid on existing PFCU loans.  Rate may vary based on credit worthiness; term of loan and age of collateral.