You have big dreams and you can achieve them too! Knowing the basics of making, spending, and saving money and practicing these skills will put you on the path to achieving your dreams.

Credit & Debit

How does credit and debt impact your financial health? Learn more about credit reports, scores, paying down debt and the cost of credit.

Financial Empowerment Basics

Keep track of your spending, choose the right bank and type of account, look for ways to save and explore the Building MI Financial Future Financial Toolkit.

Home and Consumer Resources 

Buying your first home? Wondering about the charges and fees on your utility bill? These resources offer tips and explanations for homeowners.

Investment & Retirement

Plan now so you can have the retirement of your dreams. Select the right financial advisor, determine your personal saving goals and more.

Paying for College 

Paying for college doesn’t have to be intimidating. There are several options to help you start saving early and resources to help you manage student loans, secure scholarships and grants and more.

Scams & Fraud

Identity Theft and Consumer Fraud are on the rise. What steps can you take to protect yourself? What do you do if you are a victim of theft or fraud? Use this resource for more!

Learn more through the State of Michigan Financial Empowerment.