Spread the word - and put a little extra cash in your pocket!
Share with your friends and family why PFCU is your credit union. When they join, you'll each receive $300!*
How it Works:
- Register yourself to get your personal referral link.
- Share your link with friends and family via text, email and social media.
- When those you've referred qualify, you'll each earn $300!*
Register and Refer
Anyone who is a current PFCU member.
Persons referred by you (“Friends”) must be at least 18 years of age, must not have a current PFCU account as a primary or joint account holder, and must not have held a PFCU account as a primary or joint account holder during the 12-month period immediately preceding the referral. Friends must be natural persons with whom you have at least a passing acquaintance. You may not solicit strangers. You may not solicit referrals through any non-PFCU endorsed website. You may not refer yourself. You may not create multiple, fictitious, or fake accounts with PFCU or participate in the Program as a Friend. You may not use the Program to violate any law, infringe or violate the rights of any third party, or otherwise act in a manner that is deemed harassing, harmful, illegal, hateful, obscene or outside the spirit and intent of the Program. In addition, you may not (i) tamper with the Program, (ii) act in an unfair, abusive, deceptive or disruptive manner, or (iii) use any system, bot or other device or artifice to participate or receive any benefit in the Program. CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE OR UNDERMINE THE LEGITIMATE OPERATION OF THE PROGRAM MAY BE IN VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, PFCU RESERVES THE RIGHT TO SEEK REMEDIES AND DAMAGES (INCLUDING ATTORNEY FEES) TO THE FULLEST EXTENT OF THE LAW, INCLUDING CRIMINAL PROSECUTION.
Friends must present a validly generated referral code, meet PFCU’s membership eligibility and credit qualification requirements, complete the registration process, be accepted for membership at PFCU, open a PFCU Membership Savings with a deposit of $5 or more and a PFCU Checking Account, and establish a direct deposit of $100 or more and enroll in and use online banking and e-statements within thirty days of account opening. If a Friend receives more than one referral, Referrer bonus will be paid to only one Referrer, as determined by the Personal Link most recently utilized by the Friend.
If you refer a new member and they complete the registration, establish a Savings Account and Checking Account with Online Banking, E-Statements, and Direct Deposit within first 30 days of account opening, both you and the new member you referred will each receive $300.00!
Bonus will be deposited into the qualifying account and referring member’s account within 10 business days in the month following the end of the first 30-day period if qualifications are met.
If you’re registered for PFCU's Online Banking
- Log in to your Online Banking and select ‘Settings’ in the menu
- Select ‘Statement Preferences’
- Select the drop down next to the correct Member Number
- View and verify your email is correct
- Change the delivery preference to Electronic Statements
- Accept the E-Statement Delivery Agreement
- Click 'Submit'
If You’re Not Registered for PFCU's Online Banking
If you have any questions, use our live chat support or contact us at 844-517-3611.
*Refer-A-Friend cash bonus offer terms and conditions. PFCU (“we” or “PFCU”) is offering you the opportunity to refer friends to become members of PFCU via the PFCU Refer-A-Friend Program (“Program”) offered on the web site located at www.pfcu4me.com.
Binding Agreement. By using the Site or participating in the Program, you are bound by these Terms and Conditions (“Terms”) and are indicating your agreement to abide by these Terms. All of PFCU’s decisions with respect to the Program and/or any referral or bonus thereunder shall be final and binding.
Privacy. The personal information collected, processed, and used as part of the Program will be used in accordance with PFCU’s Privacy Statement, which is available by link on the Site. By participating in the Program, all participants agree to PFCU’s use of their personal information and acknowledge that they have agreed to be bound by the PFCU’s Privacy Statement.
Tax Information. Bonus payments totaling $600 and above will be reported on IRS Form 1099-MISC, to federal, state, and local tax authorities, if required by applicable law. You are responsible for any taxes due.
Liability. YOU UNDERSTAND AND AGREE THAT THE RELEASED PARTIES (DEFINED BELOW) SHALL NOT BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF PFCU WAS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES). By participating in the Program, you agree to defend, indemnify, release and hold harmless PFCU and its affiliates and subsidiaries, employees, directors, officers, licensees, licensors, shareholders, attorneys and agents including, without limitation, its advertising and promotion entities, and any person or entity associated with the production, operation or administration of the Program (collectively, the “Released Parties”), from any and all claims, actions, demands, damages, losses, liabilities, costs or expenses caused by, arising out of, in connection with, or related to the Program (including, without limitation, any property loss, damage, personal injury or death caused to any person(s)) and/or the awarding, receipt and/or use or misuse of any benefit in the Program). For the avoidance of all doubt, the Released Parties shall not be liable for any technical errors or malfunctions, data theft or corruption, any printing or typographical error, or any damage to any computer system resulting from your participation in, or the accessing or downloading information by you in connection with the Program. The Released Parties shall not be liable to any users for failure to supply any advertised benefit, by reason of any acts of God, any action or request by any governmental or quasi-governmental entity (whether valid), or any other activity or action that is beyond any of the Released Parties’ control. TO THE FULLEST EXTENT POSSIBLE BY LAW, THE RELEASED PARTIES’ MAXIMUM LIABILITY ARISING OUT OF OR IN CONNECTION WITH THE PROGRAM, REGARDLESS OF THE CAUSE OF ACTION (WHETHER IN CONTRACT, TORT, BREACH OF WARRANTY, OR OTHERWISE), WILL NOT EXCEED $100.
Disclaimer of Warranties. YOU EXPRESSLY UNDERSTAND AND AGREE THAT: (A) THE PROGRAM IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS AND PFCU EXPRESSLY DISCLAIMS ALL WARRANTIES, CONDITIONS AND TERMS OF ANY KIND, WHETHER EXPRESS OR IMPLIED BY STATUTE, COMMON LAW OR CUSTOM, INCLUDING, BUT NOT LIMITED TO, WARRANTIES AS TO PRODUCTS OR SERVICES OFFERED THROUGH THE USE OF THE PROGRAM, IMPLIED WARRANTIES OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT; (B) THE RELEASED PARTIES MAKE AND GIVE NO WARRANTY THAT (i) THE PROGRAM WILL MEET YOUR REQUIREMENTS, (ii) THE PROGRAM WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, AND (iii) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL OBTAINED BY YOU THROUGH THE PROGRAM WILL MEET YOUR EXPECTATIONS, AND (C) ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE PROGRAM IS ACCESSED AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR MOBILE DEVICE OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OR USE OF ANY SUCH MATERIAL.
Mass Solicitation by Referrer Prohibited; Indemnification. Referrals to Friends must be created and distributed in a personal manner that is appropriate and customary for communications with friends, colleagues, and family members. Mass solicitation, solicitation of strangers or persons who are not your friends, colleagues and family members, or any other use of the Program described herein in a manner that is not promoted is expressly prohibited and may be grounds for immediate termination and further legal action. Referrers who do not comply with applicable law are obligated to indemnify the Released Parties against any liabilities, costs, and expenses it incurs as a result of same.
Right to Cancel, Modify or Terminate. Program bonus cannot be combined with any other account opening offer. PFCU reserves the right to amend, modify or revise these Terms at any time. PFCU further reserves the right to cancel, modify or terminate the Program at any time for any reason. PFCU further reserves the right to disqualify any participant at any time from participation in the Program for failure to comply with any of these Terms or any other reason in its sole and absolute discretion. Terms and conditions subject to change without notice. PFCU reserves the right to decline any referral request that originated in a manner not in compliance with the letter and spirit of these Terms.
Binding Arbitration and Class Action Waiver. All issues and questions concerning the Program, these Terms, the rights of the participants in connection with the Program, any dispute arising between PFCU and any participant and/or any dispute concerning the administration of the Program shall be governed by and construed in accordance with the laws of the state of Michigan and applicable Federal law, and shall further be subject to the Resolution of Disputes by Arbitration and Class Action Waiver contained with the PFCU Membership and Account Agreement.