If you or your family are impacted by circumstances surrounding the COVID-19 pandemic , PFCU can help. We have various options available for members, and non-members eligible for PFCU membership who are being financially impacted due to the Pandemic. Please contact us today to see how we can help lessen the financial impact to you and your family.
The following options may be available to our impacted members:
Assistance loan - No payments or interest until July 1, 2020.
You may borrow up to $5,000 at a special rate of 4.99% APR* with a 12 month repayment term.
Click here to access our online application.
This loan option is intended to be used specifically for members affected by the COVID-19 pandemic.
Payment deferment on existing loans or MasterCards
Members may be able to defer a payment on their existing PFCU loans or MasterCards without affecting their credit rating.**
Waiving Early Certificate of Deposit Withdrawal Penalties
Waived penalty fees for early withdrawal from Certificates of Deposit when funds are being used for assistance with current pandemic.
We know you have financial responsibilities to handle, with PFCU you have access to free one on one financial coaching to help you with budgeting, create financial plans, and discuss your credit report and ways to manage debt.
*APR = Annual Percentage Rate. This Assistance Loan is available to members in good standing with PFCU. Rates, terms and conditions are subject to change and may vary based on creditworthiness. Not all applicants will qualify for the maximum loan amount. Some additional restrictions may apply. Contact PFCU for complete details at 844-517-3611. PFCU reserves the right to withdraw or change this offer at any time.
** Mortgages, Home Equity, Mobile Homes, Business Loans and VISAs are excluded from this offer. Any payment deferrals or extensions during the previous 12 months may affect approval. Regular payments will resume the month following the deferred payment period, and will be due each succeeding month until the loan is paid in full. If you choose to defer a payment, your interest will continue to accrue. This may extend the term of the loan.