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Mortgage Application

Refinancing an existing  Mortgage? Apply here.

If you are applying to purchase a home or for a pre-approval to purchase a home, apply here.

Bridge, Vacant Land and Constructions Loans, apply here


Finding the perfect piece of real estate in Michigan is a great achievement for you and your family. PFCU offers many choices to fit your mortgages needs. Our experienced professionals, with over 96 year of combined experience, will guide you through the quick and easy application process.

NOTE: Rates are at historic lows and mortgage products are in high demand! We are working as quickly as possible to assist all mortgage inquiries. We are experiencing high call volumes and appreciate your patience and understanding, as application wait times and call returns make take significantly longer than usual.

PFCU offers mortgages for purchases, new construction, refinancing and land loans.

  • Terms to fit your budget
  • 0% down rural development mortgages available

What You Need Before You Submit a PFCU Mortgage Application

  • Evidence of Income
  • Evidence of Down Payment Funds, if needed

Other information may be required. Call for a FREE consultation.

Homeownership Counseling Organizations:

If you need a loan, no hassle.